Disclaimer / Data Accuracy Notice

Informational Screening Only

Reports are provided for informational screening only. They should be used as one input in a broader review, not as the sole basis for any property, insurance, underwriting, lending, legal, safety, repair, purchase, sale, or investment decision.

Data Limitations

• Storm records can be missing, delayed, duplicated, miscoded, approximate, or inaccurate.
• Flood and hail records are generally report-point history and do not prove that a specific parcel was impacted.
• Tornado tracks are approximations based on recorded start/end coordinates and available attributes.
• Address geocoding and distance calculations may be imprecise.
• Past events do not guarantee future risk or absence of future risk.

No Liability for Decisions or Damages

paststorms.com is not liable for inaccuracies, omissions, delays, property damage, lost profits, insurance outcomes, underwriting decisions, transaction decisions, personal injury, or any direct, indirect, incidental, consequential, special, punitive, or other damages arising from use of or reliance on the service.

Independent Verification Required

Users should independently verify important information through qualified professionals, official records, inspections, surveys, engineering review, insurance professionals, local emergency management, or other appropriate sources before making decisions.